Protective® Income Builder Indexed Annuity

Strong guaranteed lifetime income when clients are ready to retire.

Calculate Guaranteed Income

Use our interactive calculator to see how much guaranteed income you can offer clients with Protective Income Builder.

Plans change, offer income that can keep up

Learn how our FIA offers clients strong, guaranteed income they can't outlive and the flexibility to adjust if plans change along the way.
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*Please see illustration for income details.

*Clients can begin taking income between ages 5912 - 95. Lifetime income benefit withdrawals reduce the contract value and death benefit. Withdrawals may be subject to income tax and, if taken prior to age 5912, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.

This illustration is not a recommendation or investment advice. It is designed solely to illustrate the product’s features. Examples assume no excess withdrawals.

Protective Income Builder is a limited flexible premium deferred indexed annuity offering protected lifetime retirement income and asset protection with the potential for higher returns linked to the performance of a securities index. Available for purchase between the ages of 50 - 85, this product also includes the Guaranteed Income Benefit, a protected lifetime income benefit. The Guaranteed Income Benefit offers an 8% simple interest roll-up for enhanced benefit base growth up to 10 contract years or until benefit withdrawals begin, if earlier. It also offers two unique payout options (listed above) for guaranteed lifetime retirement income, chosen at benefit election. The annual benefit cost at issue is 1.00% of the benefit base amount, charged monthly.

For additional support or a customized illustration, please contact the Annuity Sales Desk.